Address
2647 Monocacy Ford Road, Frederick, MD
Price
$ 769,000
Property Attributes
- ID#MDFR2088256
- TypeSingle Family
- Listing Status ACTIVE
- CountyFREDERICK
- CityFrederick
- NeighborhoodMill Island At WormanS Mill
- Zip21701
- StyleFrench,Colonial,Georgian
- Year Built2005
- Taxes$ 11321
- Price$ 769,000
- Bedrooms4
- Full Bathrooms3
- Half Bathrooms1
- Sqr Footage5257
- Lot Size0.12 Acres
Data Source:
Bright MLS
Property Description
PRICE IMPROVEMENT! If you're not quite ready to downsize square footage or sacrifice luxury living spaces, but want all the convenience of a maintenance-free lifestyle, consider this Waterford model in popular Mill Island at Worman's Mill. This stately stone-front home not only features a signature main-level primary suite, giving one-level living at its best without compromising the space you need for guests, working from home, or hobbies on the other two levels, but also delivers a unique bonus in-law suite with ADA-accessible features on the lower level. The bright, voluminous interior offers a striking two-story entry foyer and a sweeping great room with a classic fireplace and soaring ceilings. A traditional parlor sits directly off the entry foyer to the right, and your formal dining room, complete with beautiful lighting and classic trim, is to the left (kitchen-adjacent). In the kitchen itself, you'll find a wealth of cherry cabinetry, a large prep island, new double wall ovens, a six-burner gas cooktop, quartz countertops, laundry space, a pantry, and access to the garage. The adjoining breakfast room is perfect for morning coffee and everyday meals, opening to a huge composite deck that features both a screened dining/lounge area and expansive unscreened space with plenty of room to entertain, create an outdoor living space, or perhaps start a container garden. The main-level primary suite includes walk-in closets, tray ceiling, and a private four-piece bath with a jetted garden-style soaking tub. The private upper level is an excellent option for guests, a home office, or hobby/flex space, complete with two cozy bedrooms and a full bathroom. Accessible via a motorized chairlift (which can easily be removed if not needed), the updated walkout lower level includes a rec room, a bedroom with hardwood flooring and a walkout entrance to the rear yard areaway, a large walk-in closet, an expanded ADA-accessible full bathroom with a roll-in shower, theater room, an additional finished flex room/den, and unfinished utility/storage space (with potential for a second washer/dryer to service the lower level). Throughout the home, you will find special touches like arches, architectural columns, and generous trim lines. The comprehensive monthly HOA for this courtyard-style stunner takes care of everything you need to stay focused on your lifestyle vs. weekend maintenance, lawn care, trash, and snow removal are included, plus access to the pool, clubhouse, extensive trails, and walkable activities throughout the community. Excellent location near commuter route access points, a wealth of options for shopping and nearby dining (including several popular restaurants on the neighborhood square), and just five minutes from all the excitement of Downtown Frederick. The sellers have just repositioned the asking price for a timely sale--Schedule your showing today
| Price History | |
|---|---|
| 8/25/2026 | Listed $799,000 |
| 9/8/2026 | 2$789,000 |
| 9/17/2026 | 3$769,000 |
General Features
| Living Area | 5257 |
|---|---|
| Sewer | Public Sewer |
| Heating | Forced Air |
| Cooling | Central A/C |
| Possession | Settlement,Negotiable |
| Roof | Composite,Architectural Shingle |
| Appliances | Built-In Microwave,Cooktop - Down Draft,Dishwasher,Disposal,Dryer,Icemaker,Oven - Double,Oven - Wall,Refrigerator,Washer |
| Zoning | PND |
| HOA Fee | 375.00 |
| Garage Spaces | 2.00 |
| Association Fee Includes | Common Area Maintenance,Lawn Maintenance,Pool(s),Road Maintenance,Snow Removal,Other |
| Architectural Style | French,Colonial,Georgian,Other |
| Construction Materials | Stone |
| School District | FREDERICK COUNTY PUBLIC SCHOOLS |
| Year Built | 2005 |
| Levels | 3 |
| Tax Year | 2025 |
| Ownership | Fee Simple |
| Cool Fuel | Electric |
| Section | 7B |
| Building Name | WORMANS MILL |
| Accessibility | Chairlift,Mobility Improvements,Roll-in Shower,Other |
| Assoc Fee Paid Per | Monthly |
| County | FREDERICK |
| New Construction | No |
| Property Type | Residential |
| Association Amenities | Common Grounds,Community Center,Jog/Walk Path,Meeting Room,Party Room,Pool - Outdoor,Other |
| HOA | Yes |
| Subdivision Name | MILL ISLAND AT WORMAN'S MILL |
| Garage Y/N | Yes |
| Water Access Y/N | No |
| Other Structures | Above Grade,Below Grade |
| Full Baths | 3 |
| Status | ACTIVE |
| Directions | Mill Island at Worman's Mill - first courtyard on left after Arbor Square,at the CHAPMAN courtyard entrance monument. Please park in the brick driveway in front of home. |
| City | FREDERICK |
| Association Name | WORMAN'S MILL CONSERVANCY |
| Senior Community Y/N | No |
| Lot Size Units | Square Feet |
| Lot Size Square Feet | 5369.00 |
| Tax Assessed Value | 665500.0 |
| Tax Annual Amount | 11321.0 |
| Home Warranty Y/N | Yes |
| Structure Type | Detached |
| Condo/Coop Association fee Y/N | No |
| Bathrooms Full Main Level | 1 |
| Bathrooms Count Main Level | 2.00 |
| Price Per Sq Ft Total AG | 236.11 |
| Community Pool Features | In Ground,Lap/Exercise,Other |
| Vacation Rental Y/N | No |
| Total SQFT | 5657 |
| Standard Status | Active |
| Year Built Source | Assessor |
| Tax Lot | 392 |
Interior Features
| Interior Amenities | Entry Level Bedroom,Family Room Off Kitchen,Floor Plan - Open,Formal/Separate Dining Room,Kitchen - Island,Primary Bath(s),Pantry,Recessed Lighting,Walk-in Closet(s),Wood Floors,Other |
|---|---|
| Heating Fuel | Natural Gas |
| Basement | Other,Fully Finished,Connecting Stairway,Daylight,Partial,Heated,Improved,Interior Access,Outside Entrance,Rear Entrance |
| Flooring | Hardwood |
| Total Fireplaces | 1 |
| Fireplace Features | Mantel(s),Gas/Propane |
| Hot Water | Natural Gas |
| Basement (Y/N) | Yes |
| Heating Y/N | Yes |
| Fireplace Y/N | Yes |
| Above Grade Finished Area | 3257 |
| Half Baths | 1 |
| Central Air Y/N | Yes |
| Total Bedrooms | 4 |
| Below Grade Finished Area | 2000 |
| Room Type | Living Room,Dining Room,Primary Bedroom,Bedroom 2,Bedroom 3,Bedroom 4,Kitchen,Game Room,Breakfast Room,Great Room,Recreation Room,Storage Room,Utility Room,Bathroom 1,Bathroom 2,Bathroom 3,Primary Ba |
| Main Level Bedrooms | 1 |
| Below Grade Finished Area Unit Type | Square Feet |
| LivingAreaSource | Estimated |
| Laundry Type | Main Floor |
| Below Grade Unfin Area Units | Square Feet |
| Below Grade Unfin SQFT | 400 |
| Below Grade Unfin SQFT Source | Estimated |
| Below Grade Finished Area Source | Estimated |
| Bedrooms Count All Lower Levels | 1 |
| Bedrooms Count All Upper Levels | 2 |
| Bedrooms Count Lower Level 1 | 1 |
| Bedrooms Count Upper Level 1 | 2 |
| Bathrooms Half Main Level | 1 |
| Bathrooms Full Upper Level 1 | 1 |
| Bathrooms Full Lower Level 1 | 1 |
| Bathrooms Full All Upper Levels | 1 |
| Bathrooms Full All Lower Levels | 1 |
| Bathrooms Count Upper Level 1 | 1.00 |
| Bathrooms Count Lower Level 1 | 1.00 |
| Bathrooms Count All Upper Levels | 1 |
| Bathrooms Count All Lower Levels | 1 |
| Above Grade Finished Area Source | Assessor |
| Above Grade Finished Area Unit Type | Square Feet |
| Total Baths | 4 |
Exterior Features
| Exterior Amenities | Sidewalks,Street Lights,Tennis Court(s),Other |
|---|---|
| Pool | Yes - Community |
| Parking Features | Brick Driveway |
| Water Source | Public |
| Total Parking Spaces | 4 |
| Garage Features | Garage - Front Entry,Garage Door Opener |
| Type of Parking | Attached Garage,Driveway |
| Land Use Code | R |
| Foundation Details | Concrete Perimeter |
| Water View Y/N | No |
| Lot Size Acres | 0.12 |
| Lot Size Source | Assessor |
| Waterfront Y/N | No |
| Land Assessed Value | 143300.00 |
| Navigable Water Y/N | No |
| Water Oriented Y/N | No |
| # of Attached Garage Spaces | 2 |
Room Details
| Room | Dimensions | Level | Flooring | Details |
|---|---|---|---|---|
| Bathroom 1 | Main | |||
| Bathroom 2 | Upper 1 | |||
| Bathroom 3 | Lower 1 | |||
| Bedroom 2 | Upper 1 | |||
| Bedroom 3 | Upper 1 | |||
| Bedroom 4 | Lower 1 | |||
| Breakfast Room | Main | |||
| Dining Room | Main | |||
| Game Room | Lower 1 | |||
| Great Room | Main | |||
| Kitchen | Main | |||
| Living Room | Main | |||
| Primary Bathroom | Main | |||
| Primary Bedroom | Main | |||
| Recreation Room | Lower 1 | |||
| Screened Porch | Main | |||
| Storage Room | Lower 1 | |||
| Utility Room | Lower 1 |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 21701
Price
Taxes
Year Built
Visits
The data relating to real estate for sale on this website comes in part from the IDX Program of Garden State Multiple Listing Service, L.L.C. and Excelsior Group. Real estate listings held by other brokerage firms are marked as IDX listing. Information deemed reliable but not guaranteed. Copyright © 2026 Garden State Multiple Listing Service, L.L.C. All rights reserved. This information is being provided for Consumer's personal, non-commercial use and may not be used for any purpose other than
The data relating to real estate for sale on this web-site comes in part from the Internet Listing Display database of the ALL JERSEY MULTIPLE LISTING SYSTEM, INC. Real estate listings held by brokerage firms other than this site-owner are marked with the ILD logo. The ALL JERSEY MULTIPLE LISTING SYSTEM, INC. does not warrant the accuracy, quality, reliability, suitability, completeness, usefulness or effectiveness of any information provided.
The information being provided is for consumers' personal,
The data relating to real estate for sale or rent on this web site comes in part from the IDX program of the Hudson County MLS. Real estate listings held by brokerage firms other than Excelsior Group are marked with the HCIDX mark and the information about them includes the name of the listing broker. The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested
All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Monmouth County Association of REALTORS; or by the developers of the software, Kunversion, LLC. All rights reserved. Each office independently owned and operated.
The New Jersey Real Estate Commission requires every licensed broker or salesperson with whom you list your property to give you a copy of this notice. The purpose is to help you comply with the New Jersey Law
The data relating to the real estate for sale on this web site comes in part from the Internet Data Exchange Program of the NJMLS. Real estate listings held by brokerage firms other than Excelsior Group are marked with the Internet Data Exchange logo and information about them includes the name of the listing brokers. Some properties listed with the participating brokers do not appear on this website at the request of the seller. Listings of brokers that do not participate in Internet Data Exchange do not appear on this website. All information deemed reliable but not guaranteed.
Last date updated: September 23, 2026 12:16 PM UTC Source: New Jersey Multiple Listing Service, Inc. "© 2026 New Jersey Multiple Listing Service, Inc. All rights reserved."
© BRIGHT, All Rights Reserved
